Money help for real life.
Carlos brings cash advances, ways to earn, loan offers, and cash back together in one simple app — so you can handle what comes up between paychecks. Built for everyday people, not perfect credit.
You’re approved for
$100
Due on your next payday
Examples for illustration. Not everyone qualifies.
One app, more ways to get ahead
Everything Carlos can do for you
Cash Advance
Wallet feeling light?
Get up to $150 before payday when a surprise expense comes up. Choose standard or instant delivery.
- No interest
- No credit check
- Fees shown before you confirm
Cash advance
Up to $150
Earn
Earn on your own time.
Play games and complete tasks to earn rewards, then cash out as a gift card.
- Free for everyone
- Cash out as gift cards
- Carlos+ members earn more
Your balance
$42.50
Loan Match
Need a little more?
Get custom loan offers from our preferred partners, with new offers to check every day.
- Custom offers
- Preferred partners
- New offers daily
Your offers
Updated today3 new
Cashback
Shop and get paid back.
Activate a deal before you shop at stores you love, and redeem your cash back as a gift card.
- No card to link
- No coupons or codes
- Redeem as gift cards
Cash back deals
Shop & earn
Examples for illustration.
Secure payments
Payments are processed securely through Stripe.
No hidden fees
Clear pricing on every product — no surprises.
Cancel anytime
No contracts. Cancel your membership whenever you want.
Quick answers
What does Carlos+ include?+
Carlos+ includes cash advances, boosted Earn rewards, and full access to the financial marketplace. Cancel anytime.
How do cash advances work?+
Eligible Carlos+ members can get up to $150 before payday with no interest and no credit check. Link the bank you get paid into, see your offer, and choose standard or instant delivery.
How else can I earn with Carlos?+
Play games and complete tasks in the Earn tab, or shop through Carlos deals for cash back. Both add to your rewards, which you can redeem as gift cards.
What if I need more than a cash advance?+
Loan Match connects you with custom loan offers from our preferred partners, with new offers to check every day.
Not everyone will qualify for a cash advance. Offer amounts are up to $150 and are based on Carlos's eligibility requirements. A Carlos+ membership is required for cash advances. Fees apply and are shown before you confirm.
Signing up takes minutes.
Download Carlos and get cash before payday.